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Investment thesis

The future looks bright

At M13, we invest in technologies shaping the future of work, health, commerce, and money. We also invest in horizontal technologies that permeate all of our areas of focus, such as web3 and AI.

Future of work

Work is becoming increasingly distributed and demanding, necessitating streamlined tools and empathetic solutions. Tools that enable smarter collaboration, feedback, and professional development will drive greater efficiencies and serve as anchors in a complex world.

Centralizing and enriching personal networks.

Empowering career growth via personalized coaching.

Answering questions across all your documents.

Bringing financial wellness to employees.

Auto-generating code for mobile app designers.

Future of health

We’re believers in the digital transformation of consumer health and wellness because the demand for accessible services such as community-specific telehealth is undeniable. The digital health market is only getting started, and it will grow 10x in scale and be worth over half a trillion dollars over the next five years. Similar to e-commerce, we’re moving further down the stack and investing in the infrastructure layer that makes it easier to start and scale a digital healthcare business.

Creating a superior online pharmacy experience.

Identifying undiagnosed chronic conditions and activating earlier interventions.

Shaping healthier futures with long-term results.

Improving the quality of mid-life.

Future of commerce

Within the next five years, 25% of consumers will shop online. With $850 billion of new total addressable market (TAM) coming online, DTC brands will experience a golden age. But we won’t directly invest in them. Instead, we invest in enabling technologies such as software, marketplaces, and SaaS technologies that make brands more efficient. That’s where we believe outlier value will be created.

Helping brands and retailers sustainably sell unsold inventory.

Modernizing international e-commerce shipping.

Future of money

The future of money lies in democratizing financial services. As more people embrace digital assets, we’ll see novel applications manifest through a variety of new real-world use cases. There’s also a new focus on financial wellness with more than half of US employers now offering workplace financial wellness programs.

Streamlining access to top-tier investments.

Bringing best-in-class analytics to blockchain.

Providing a full-service financial platform for consumer brands across channels.

Building, faster, cheaper global bitcoin.

Bringing crypto rewards to the masses.

web3

We view web3 as a horizontal technology that permeates across our vertical areas of focus. Our web3 portfolio companies are building the next iteration of the internet to power consumer applications in work, health, commerce, and money and exploring token-driven economies.

Bringing best-in-class analytics to blockchain.

Building, faster, cheaper global bitcoin.

Bringing crypto rewards to the masses.

Bringing transparency to carbon markets.

Helping long-term investors securely buy, sell, and use bitcoin.

Artificial Intelligence

Work is becoming increasingly distributed and demanding, necessitating streamlined tools and empathetic solutions. Tools that enable smarter collaboration, feedback, and professional development will drive greater efficiencies and serve as anchors in a complex world.

Centralizing and enriching personal networks.

Answering questions across all your documents.

Identifying undiagnosed chronic conditions and activating earlier interventions.

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